VA Mortgage Loan Programs

Backed by the Department of Veterans Affairs, for eligible military members and veterans, offering favorable terms including no down payment requirement.
VA Mortgage Loan Highlights
A Salute to Our Veterans: VA Mortgage Loans Make Homeownership Possible
A Salute to Our Veterans: VA Mortgage Loans Make Homeownership Possible
  • No down payment: VA loans do not require a down payment, making it easier for eligible borrowers to become homeowners.
  • No mortgage insurance: VA loans do not require mortgage insurance, which can save eligible borrowers hundreds of dollars per month compared to other loan types.
  • Loan limits: VA loan limits vary based on the location and type of property, but are generally higher compared to FHA loans.
  • Credit score: VA loans have a more flexible credit score requirement compared to conventional loans, with some lenders accepting scores as low as 620.
  • Fixed or adjustable rate options: VA loans offer both fixed and adjustable rate options, allowing eligible borrowers to choose the best option for their financial situation and goals.
  • Loan terms: VA loans are available with 15- or 30-year terms, although other options may be available.
  • Streamlined underwriting: VA loans have a streamlined underwriting process, which allows for quicker and easier approval compared to conventional loans.

VA Loans for Veteran have amazing benefits including as low as 0% down payments and no mortgage insurance! If you are a veteran apply now to take advantage of some of the best loan programs available!

Apply via the form below to shop your loan to over 50 VA Approved Lenders & get the best rates possible!

VA Loan Program Terms:

  • Up to 100% LTV Purchase
  • Up to 100% LTV Cash Out Refinance or IRRRL
  • Rehab & One Time Close Construction Available
  • 550 Min FICO
  • $75,000 Minimum Loan
  • Certificate of Eligibility Required
  • 1-4 Units, Condos, PUDS & Manufactured Homes Eligible

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About The Mortgage Calculator
The Mortgage Calculator

The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! 

Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes!

Our team of over 400 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

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